Ineffective COVID-19 Testing and Containment

I am a healthy 58-year-old male.  On Saturday, July 11, 2020, my wife and I were on a return flight from Florida after a one-week trip.  During the flight, I experienced a scratchy throat and cough. Upon return, I immediately called my internist and went for testing.  On the morning of Monday, July 13, the provider performed a quick strep... Read More

UnitedHealthcare Pharmacy Benefit Updates Effective May 1, 2020

UnitedHealthcare updates its Prescription Drug List (PDL) to stay up-to-date with current market trends, price changes, and new clinical information. Impacted employees will receive a letter 30-60 days prior to the effective date. You can also encourage them to visit myuhc.com to find lower-cost medications with greater health care value. Read More

Crossing the Border for Drug Savings? 1 in 4 Adults Say It Is Difficult to Afford Their Prescription Drugs

Just like my last post about Medicare-for-all and utilization costs…   Foreign travel is an approach one advisor used to control costs for a self-funded client, securing a 6-month supply of medication for a fraction of the cost in the US.  Why are Democrats pushing Medicare-for-All when citizens can source prescription drugs for 70% less in other countries?  We are... Read More

Senators say they’re serious about tackling surprise medical bills

If you have an emergency, you often don’t have a choice about which provider treats you.  HMOs offer in-network coverage only.  High deductible health plans (HDHPs) may or may not have out-of-network options. Hospitals need to set the tone.  When an emergency department hires non-contracted providers, they must accept the insurance carriers with which the hospital is contracted.  If the... Read More